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Vybrané aspekty kvality činnosti bankovní pobočkové sítě
Vykoukalová, Nela
This bachelor thesis deals with assessing qualitative aspects of the branch net-work, building societies, namely the quality of the front office staff, who is largely involved in its activities. The aim of this thesis is to evaluate qualitative aspects of the activities of selected building societies branches operating on the Czech bank-ing market in terms of the quality of their front office staff using mystery shop-ping marketing tool with the focus on the quality of their front office staff. Based on the research investigations results all building societies are provided with rec-ommendations to remove identified weaknesses. There were also conducted three separate research surveys of financial intermediaries to extend The empir-ical part of the bachelor thesis.
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Poptávka stavebního prostředí v souvislosti se změnami v legislativě
Cibere, Richard
Cibere.R. The objective of this bachelor thesis is to describe following topic Demand of the construction environment in the connection with legislation changes. In this thesis I will specify changes in legislation and economic standards that influence this product. I will compare demand of building savings on the czech market and I will compare it with similar product on the market. In the end of the thesis I will predict the future development and I will evaluate the satisfaction of the customers by using survey.
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Development of building savings product in the Czech Republic
Brothánková, Kamila ; Daňhel, Jaroslav (advisor) ; Fleischmann, Luboš (referee)
This bachelor thesis deals with development of a building savings product in the Czech Republic. It introduces basic characteristics of the product, describes current market conditions and prognoses for its future development and mentions a former purpose of its establishment, which was housing issues solution. The theoretical part firstly introduces the Building Savings Act and changes that were implemented on it so far. It also describes a building savings contract, conditions for state financial aid, problems related to purposefulness of the product, defines the terminology used in this thesis and describes individual parts of the product and its advantageous conditions. Later it provides a general description of individual building societies and the building savings products offered by them. In the applicative part of the thesis, a current state of the building savings product is presented and future development prognoses for neighbouring countries are demonstrated.
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Position of building and loan associations after the amendment of the Building Savings Act
Nerandžič, Ivo ; Vondráčková, Pavlína (advisor) ; Vybíral, Roman (referee)
The aim of this thesis is to analyse selected amendments of The Building Savings Act No. 96/1993 of the Legal Code. It concerns the amendments that affected the system of building savings in a fundamental way, resp. they have been able to affect it. In its 8 chapters, the thesis deals with the original legislation on building savings, its place within the context of the Czech legal system, basic terminology of building savings and the contentious questions that arise from them. They are put in the context of both the historical and the current legislations, including not only re-codification of the Civil Law but also so called The Mortgage Directive 2014/17/EU. To illustrate this, it is used also selected court rulings concerning building savings, charts and tables. The whole issue is assessed from the qualitative point of view - while taking into account a 2012 amendment that has not been implemented. With the view of the lack of the specialist literature, it is used mainly texts of the related acts and casual reports as well as the wealth of experience I have gained during my many years at work. The result of this thesis is a summary of the key amendments of the building savings legislation in the Czech Republic and incorporation of building savings into the legal and economic contexts. I allowed...
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Building Societies in Low Interest Rate Environment
Hanzlík, Petr ; Džmuráňová, Hana (advisor) ; Baniar, Matúš (referee)
The aim of this thesis is to analyse the impact of low interest rate environment in the Czech Republic in recent years on the sector of building societies as a specific segment of the financial market. First part of the thesis consists of description of main characteristics of building savings and building societies, e.g. their historical development, with special focus on main types of risk the building societies face. In the second part the impact of changing market interest rate on outstanding volumes of deposits in building societies is analysed. The analysis is conducted through simple time series models estimated by OLS. Final part includes comparison of demand for building savings loans with demand for mortgages as well as consideration of the development of profitability of the sector of building societies in recent years. Powered by TCPDF (www.tcpdf.org)
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Analysis of changes in the building savings sector
Peichlová, Soňa ; Hradil, Dušan (advisor)
This thesis is focused on building savings as a financial product suitable to evaluate the savings. The main topic was to analyze the effect of changes in law novels of the building savings on financial subjects in Czech market and impact on clients contracting at different times under different conditions. A sub-objective was to examine the profitability of products provided by building and loan association. The thesis is divided into an explanatory theory of the product itself and its history. Legislative change, including implemented amendments is mentioned in this thesis. The practical part examines the impact of changes to building and loan associations and clients.
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Comparison of bulding savings and mortgage loans in Czech republic
Hanáčková, Edita ; Kiovský, Tomáš (advisor)
The aim of this Bachelor's work is to compare the pre-mortgage and mortgage loaning options for housing financing. It presents the most important aspects of each of the products, as well as the advantages and shortcomings. It describes and analyses the current situation on the market for these products in Czech Republic and also highlights important changes, which are introduced in 2011. The conclusions of this work are focused on the comparison of the mortgage and the bridging loan for the modeling example.
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The development of credit transactions of building societies in the Czech Republic
Bartoničková, Jitka ; Půlpánová, Stanislava (advisor)
The work concentrates on the development of credit transactions of building societies in the Czech Republic. At first, readers first get to know about the genesis of building savings industry and legislation. Then follows description of different kinds of credits: regular credits and bridging loans, including offers of building societies. The rest of the work deals with development of credits given of building societies in the Czech Republic. Time series analysis is used for identifying trends and on the basis of its results the author makes prediction of the near future in this branch. Confrontation of the model with reality and author's own evaluation closes the work.
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The development of loan products of building societies in Czech Republic
Nováková, Kateřina ; Jablonský, Petr (advisor)
The bachelor work concerns with the development of loan products of building societies in Czech Republic. The first part describes the historical development of building saving and its regularization. Furthermore I explain basic terms of building saving and there is also closely introduced the market of building saving with its current supply of loan products. The next part mentions the statistical development of last ten years and the comparison with mortgage. The thesis is finished with the evaluation of influence of financial crisis.
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